Those who are well versed in history know that applying for mortgages "anonymously" was conventional and routine business practice in the good old pre-Internet days.
Therefore there is no "something more" and truly inventive in MORTGAGE GRADER v. FIRST CHOICE LOAN SERVICES (Fed. Cir 2016)
Been there. Done that.
Face the Stark realities.
Question for Patent Hawk: In your 1/22 blog post "The Unpatentable Mind" you are saying that with sarcastic tongue stuck in cheek, right?